Indian community health insurance schemes provide partial protection against catastrophic health expenditure

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Indian community health insurance schemes provide partial protection against catastrophic health expenditure

BACKGROUND More than 72% of health expenditure in India is financed by individual households at the time of illness through out-of-pocket payments. This is a highly regressive way of financing health care and sometimes leads to impoverishment. Health insurance is recommended as a measure to protect households from such catastrophic health expenditure (CHE). We studied two Indian community healt...

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The Place of Health Insurance in Reducing Catastrophic Health Expenditure

This paper was aimed to investigate the mixed empirical results on the effect of health insurance in reducing the risk of catastrophic health expenditure (CHE). We investigated a wide range of factors affecting the risk of CHE among patients admitted to hospitals in Tehran. We categorized hospitals into five groups from private hospitals to charity ones. The data used herein was extracted from ...

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Preventing impoverishment through protection against catastrophic health expenditure.

The article by Kent Ranson on the experience of the Self Employed Women’s Association’s (SEWA) Medical Insurance Fund in Gujarat, on pp. 613–621 of this issue of the Bulletin, focuses on catastrophic health care expenditure and thereby underlines the importance of ensuring that community financing schemes effectively protect households from impoverishment. It may well be a hope that such scheme...

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National Health Insurance Scheme: How Protected Are Households in Oyo State, Nigeria from Catastrophic Health Expenditure?

Background The major objective of the National Health Insurance Scheme (NHIS) in Nigeria is to protect families from the financial hardship of large medical bills. Catastrophic Health Expenditure (CHE) is rampart in Nigeria despite the take-off of the NHIS. This study aimed to determine if households enrolled in the NHIS were protected from having CHE.   Methods The study took place among 714 h...

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Household Catastrophic Health Expenditure

BACKGROUND Fairness in financial contribution for health was determined by WHO (World Health Report, 2000) as the third goal of health systems which is measured by fairness in financial contribution index (FFCI). The aim of this study was to estimate FFCI and quantify extent of catastrophic household heath expenditures. METHODS We conducted a descriptive study during May 2008. Subjects were c...

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ژورنال

عنوان ژورنال: BMC Health Services Research

سال: 2007

ISSN: 1472-6963

DOI: 10.1186/1472-6963-7-43